A complete 25–35 page plan in the format SBA lenders expect, built on a live 3-year financial model — with every statistic cited to a source you can check. $449 flat — or from $279 if you already have a draft. Twelve questions in total: three before checkout, nine straight after. The clock starts when we confirm your completed intake — within the hour — and delivery lands inside 48 hours.
No calls, no discovery meetings, no scope creep — a fixed price and a fixed clock.
Three short questions and secure checkout, right on this site — about two minutes, no calls. The nine detailed questions come immediately after payment.
The remaining nine questions take 10–15 minutes and the link keeps working, so there's no rush. Rough numbers are fine and “I don't know” is a valid answer — we build a labeled, sourced assumption instead. Your 48-hour clock starts when we confirm your completed intake, not at payment.
Market research with checkable citations, a live 3-year monthly financial model, and the full document — structured the way lenders read.
Word + PDF + the actual Excel model (decks: PowerPoint too). Revision rounds by tier — one on Draft Rescue, two on plans, decks and the bundle, three on the Lender-Ready Package — returned within 24 hours.
Same standard underneath: lender-format structure, verified citations, honest numbers. Traditional consultants quote $2,000+ and 2–8 weeks for this work.* We productized it.
A full 15-page sample plan for a fictional Sacramento coffee roastery seeking a $180,000 SBA 7(a) loan — shorter than a client plan, built to the same standard:
Four pages straight from the sample documents — the same fictional Sacramento roastery, the same standard your order gets. Every figure below appears in the downloadable PDFs and reconciles to the delivered Excel model.
U.S. specialty coffee demand, Sacramento-area competition, and local price norms — every statistic footnoted.
Rendered inline for speed; the downloadable PDFs are the authoritative versions. "Bloom & Bean" is a fictional demonstration business — the market statistics inside are real and cited.
Download the sample and forward it to the person whose opinion actually decides this — your loan officer, your CPA, or a free SCORE mentor — with one question: "Is this the format and depth you'd want from me?" If they say no, you've spent nothing and learned something. If they say yes, you know exactly what $449 buys before you pay it.
Optional — and only useful if you'd rather find these in your inbox when you sit down with your loan officer. We send one email with both sample PDFs and the lender checklist. No sequence, no drip, no sharing your address; reply “stop” and you're off the list for good.
Prefer no email at all? The buttons above are the same files, ungated. That's not a trick — it's the whole point of showing you the work first.
You can — and a free AI draft is a real starting point. We use AI ourselves and say so. The gap isn't the writing; it's what a loan file needs that a chat window doesn't produce.
Honest version of the choice: if you have the hours, a free draft plus a free SCORE or SBDC advisor can absolutely get you there — that route is in the comparison below. What we sell is the finished, checked, reconciled version of that work in 48 hours.
Already wrote a draft with ChatGPT? Good draft, wrong format is exactly what our $279 Draft Rescue fixes — we rebuild it bank-ready in 48 hours. Start a draft rescue — $279
We're faster and far cheaper for a specific reason — an AI drafting engine does the heavy lifting and a human reviews the structure, the numbers, and every citation. We think you should know that, so it's here and in our FAQ.
| 48 Hour Plan | Traditional consulting firm | $50 gig marketplace | DIY: free AI draft + free advisor | |
|---|---|---|---|---|
| Price | $449 flat | $2,000+* | $10–50 | $0 |
| Turnaround | 48 hours | 2–8 weeks* | Varies | Your hours — typically days to weeks |
| Financial model | Live Excel, monthly Y1, yours to edit | Usually included | Often template screenshots | Only if you build it yourself |
| Sources cited | Every statistic, with URLs | Varies by firm | Rarely | You verify each one — AI drafts invent sources |
| You see a full sample first | Yes — above | Sometimes | Rarely | n/a — you're the author |
* Published rates and turnaround ranges of established U.S. business-plan-writing firms, checked August 2026. Marketplace pricing from public gig listings. DIY route: free drafting tools plus no-cost advising from SCORE (score.org) and SBA-funded Small Business Development Centers (sba.gov/local-assistance) — a legitimate option if you have the time.
Partly — and we're upfront about it. An AI drafting engine does the heavy lifting; a human reviews the structure, the numbers, and every citation before delivery. That's exactly how a $2,000+, six-week document becomes $449 and 48 hours. Every statistic in your plan carries a source link you can check yourself.
No one can promise that — and you should walk away from anyone who does. Approval depends on your credit, collateral, cash flow, and the lender. What we deliver is the document lenders expect to see, in the format they expect, with defensible numbers and checkable sources. (We are not affiliated with the SBA; “lender-format” describes the document structure, not an endorsement.)
It's normal. “I don't know” is a valid answer to any intake question — we fill the gap with an industry-sourced, cited estimate, list it in the plan's Assumptions Register, and flag it for you to confirm or correct.
When we confirm your completed intake by email — we confirm within the hour, usually much faster, and it’s not tied to payment. The intake is 12 short questions; most people finish in 15–20 minutes.
Every order includes revisions, returned within 24 hours a round: one round on Draft Rescue, two on plans, decks and the bundle, three on the Lender-Ready Package. Send changes as bullet points, and confirm or correct anything in the Assumptions Register while you're at it.
If we miss your 48-hour deadline, you get a full refund. If a delivered document is wrong for you and the included revision doesn't fix it, we refund you — we don't argue with customers.
Yes. We don't prepare immigration or visa business plans (E-2, EB-5, L-1 and similar) — those need specialized immigration expertise, and if you order one by mistake we'll refund you in full the same day and point you toward the right kind of specialist. We also don't write plans for unlawful businesses, and we never fabricate data, sources, or testimonials — in your plan or on this site. (You may notice there are no reviews here yet: we're new, and we'd rather show you a real sample than invent praise.)
The intake is split around payment. You answer three short questions on the order page — what the business is, what the document is for, and your deadline — then go straight to secure Stripe checkout. The remaining nine questions come immediately after payment and take 10–15 minutes. We confirm scope and timing by email within the hour, and your 48-hour clock runs from that confirmation, not from payment, so taking your time over the nine costs you nothing. If your deadline isn't realistically hittable, or the work is something we decline, we tell you within the hour and refund in full the same day — before any work begins. One exception to the checkout flow: if you add rush delivery or a pitch deck to a plan tier, nothing is charged on the order page and we email your secure payment link within the hour instead, because no single checkout link covers those combinations.
Plans: a 25–35 page document as Word + PDF, plus the live Excel model behind it — monthly Year 1, annual Years 2–3, DSCR, break-even, and a downside case, all editable. Decks: 10–14 investor-format slides as PowerPoint + PDF with speaker notes. Bundles include both, built on one reconciled model. Draft Rescue: your existing draft rebuilt into a 20–30 page lender-format document (Word + PDF) with a clean 3-year annual summary and Assumptions Register — no monthly model at that tier. Everything arrives by email, and everything is yours.
Yes. Your intake answers are used to prepare your documents and for nothing else — never sold, shared, or reused as marketing material. The finished plan is yours alone. (The samples on this site are fictional demonstrations, not client work.)
Anything that covers what the business is, who buys from you, and some real numbers — prices, costs, or how much you’re raising. Roughly 1,000+ words, or a structured outline with numbers. ChatGPT output is fine; that’s the point. If what you send isn’t enough to rescue, we tell you within hours and you choose: upgrade to the full plan for the difference, or a full refund the same day.
You’ve already done the thinking — the story, the market, your numbers. We do the part lenders are picky about: structure, verification, and formatting. We don’t do net-new research at this tier, which is what the extra $170 on the full plan pays for.
We check every claim. Anything we can’t verify gets replaced with a cited source or moved to a clearly labeled Assumptions Register. No uncited numbers survive into the final document.
Same core documents (full plan + deck + financial model). The package adds a line-by-line reconciliation pass (every number in the documents traces to the model, with DSCR and a downside case shown as lenders read them), front-of-queue priority with a 36-hour target, three revision rounds, and our strongest guarantee. Most customers are well served by the bundle; choose the package when the meeting is on the calendar.
Yes — add a deck to any plan tier for $200, same delta as the bundle. Rescue + deck is $479, delivered together in 48 hours.
Three questions, secure checkout, then the nine that do the work. We confirm within the hour, and the clock starts at confirmation — not at payment.
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