The financial model lenders test — kept honest monthly.

A live, editable 3-year model in 48 hours: monthly Year 1, DSCR against the ~1.25x bar lenders use, break-even, and a downside case. Then, each month, we fold in your actuals and send back the refreshed model with a plain-English variance summary.

$249one-time build, delivered in 48 hours
$39/moongoing — cancel anytime, keep every file
48hfirst deliverable, from confirmed intake

Founding pricing — locked for reservations made during the founding window. No payment today; billing begins only when online checkout opens, and you approve the first charge before any billing starts.

What you get

The 48-hour build

A 3-year, 3-statement model in live Excel — monthly Year 1, annual Years 2–3, DSCR, break-even, use-of-funds, and a downside case with every assumption labeled in an Assumptions Register.

Monthly actuals fold-in

Send your real numbers each month. We update the model, restate the projections, and flag where reality is beating or trailing the plan — in numbers and in one readable page.

Yours, live, editable

No locked cells, no viewer links — the actual Excel file, every month.

Cancel anytime

The files are yours forever; the subscription is the monthly update work.

How it works

1

Short intake

Prices, costs, funding ask, what you already know — rough numbers are fine and gaps become labeled assumptions.

2

Model in 48 hours

Delivered as live Excel + a PDF summary.

3

Monthly cycle

Reply with actuals; refreshed model + variance page within 48 hours.

Straight answer: What this is not: not bookkeeping, not accounting or tax advice, and not a guarantee of any lending outcome — it’s the modeling work, done to the standard lenders read, on your numbers.
✓ Delivered-Right Guarantee. Miss a delivery deadline → that cycle is free. A delivered document wrong for you and the included revision can’t fix it → refunded. We don’t argue with customers.

Fair questions

When does billing start?

Not today — founding-window intakes are confirmed by email and billed only when online checkout opens, with your explicit approval first.

I already have a plan or spreadsheet — usable?

Yes. We rebuild from whatever real numbers you have; anything unverifiable becomes a labeled assumption you can correct.

Is this written by AI?

Built by our AI engine, human-reviewed before every delivery — the arithmetic is checked, not vibes-checked.

Reserve a founding slot

No payment today. We confirm scope by email within the hour; your first 48-hour clock starts at confirmation.

Your answers are used only to prepare your documents — never sold or shared. We don’t prepare immigration/visa business plans. Nothing here guarantees any funding, lending, or investment outcome.